As described below, the Terms Agreement includes Carmalan Financial, LLC (and/or its subsidiaries) Privacy Policy (the “Privacy Policy”). The Privacy Policy describes how Carmalan Financial, LLC collects, uses, protects and shares the information that you provide to us and that we collect from other users. By using the Site, you agree to our use of your data under the Privacy Policy.
Binding Legal Agreement. Carmalan Financial, LLC (and/or its subsidiaries) provision of Services to you is expressly subject to these Terms, which constitutes a binding legal agreement between you and Carmalan Financial, LLC upon your use or access of the Site. This Please read these Terms carefully before using the Site or accessing any Services offered on the Site. By accessing or using the Site or by merely browsing the Site, you agree to be legally bound by these Terms and all obligations applicable to Site users stated the Terms. If you do not agree with the Terms in their entirety, including provisions incorporated herein, you may not use the Site. It is your responsibility to review and understand all terms and conditions set forth in these Terms and to use the Site in accordance with the Terms and applicable law. If you have any questions about the Terms, please email us info@carmalan.com or contact us in writing per the information posted at the end of the Terms.
Changes to the Terms. Carmalan Financial, LLC (and/or its subsidiaries) reserves the right to change or modify any of the terms and conditions contained in the Terms at any time and in its sole discretion. If we do so, we will post notice of updating on the Site. If the changes are significant, we will also notify you at the last email address you provided to us in your registration information. Unless otherwise specified, any changes or modifications will be effective immediately upon posting of the revisions on the Site, and your continued use of the Site after such time will constitute your acceptance of such changes or modifications. You should from time to time review the Terms so that you understand the terms and conditions that apply to your use of the Site. If you do not agree with the changes, you must stop using the Site and you are also free to cancel your account with us without further obligation.
Other Important Provisions. You may not use this Site, or access or use Services offered on the Site, if (i) you are a United States resident and are less than 18 years of age; (ii) you are not of legal age to enter into a binding legal contract with Carmalan Financial, LLC (and/or its subsidiaries) under the laws applicable to you, or (iii) you are legally barred from using or accessing this Site or any Services under the applicable laws in your country of residence.
Terms Agreement. These Terms, including all Legal Provisions (as defined) and all provisions incorporated herein, are also sometimes referred to as the “Terms Agreement”.